Happy Tuesday babes!! I have a bit of a girl talk Tuesday post for you all today, topic, self confidence, which is something many of us women struggle with. I may seem confident in my photos, but I don’t always feel that way. One thing that I have always been overly conscious about is my smile. Yes my top teeth look fine. Normally, when I smile, you wouldn’t think that this girl has always wanted invisible braces. However, when I talk, laugh, or smile wide, you can see that my bottom teeth are very crowded.
Perhaps this isn’t something that most people notice but because I notice it, I can be very self conscious when I eat, or when I talk to people. My Dad never got me braces growing up even though I wanted them because we were always moving around and then he didn’t have dental insurance for me in high school, so I actually went about 10 years without seeing a dentist before I got my own dental insurance after college. (Thank goodness I took good care of my teeth haha). My teeth were crowded on the bottom due to my impacted wisdom teeth, which I finally got removed a few years ago. Removing the wisdom teeth will not make my teeth shift though, so I had been hemming and hawing about getting invisible braces in order to achieve the smile I have always wanted. I found Smile Direct Club through the founder of Style Collective, Annie Spano, and knew that this was exactly what I was looking for!
There are two options with Smile Direct. You can do an impression kit at home, that is then sent off to an Orthodontist to review and create your trays from. Or, the super fun way, is to go into a Smile Direct Club location and get a 3D scan of your teeth! This was such a fun experience since the Orlando location had just opened and all of the women there were so nice, and super excited to take part in me documenting this on my blog haha!
Once your 3D scan is complete it’s sent off to the Orthodontist for review and they create not only your trays which will straighten your teeth, but a progression chart of how your teeth will shift and how long it will take. Mine will take 6 months to straighten and I have to change my trays every 3 weeks.
Here is what one of the kits will look like when you receive your invisible braces. it comes with one of your trays, chewies so that you can get used to having the braces in your mouth, teeth whitening treatments, and a little tool that helps you take the trays out so that you don’t damage them during removal every day. This entire process costs just around $2000 which is less than half the cost of Invisalign! There are multiple ways to pay as well. A lump sum of $1850, pay with your FSA, some dental insurance covers a part of it, and finally if needed you can pay $95 a month for 24 months to break it up into payments. PLUS, my readers get to use the code FASHIONABLE to take 50% off either your 3D scan, or your at home impression kit.
I knew this would be such an amazing company for me to share with other women out there because it’s so much more affordable than any other braces and you don’t have to be constantly going to dental appointments! This is so revolutionary and I can’t wait to share my journey with everyone I know!
*Disclosure: This post is sponsored by Smile Direct Club, but all opinions are 100% my own!
Happy Friday loves!!! I just watched the Girls Trip movie with my friends this week again and due to a bit of nostalgia I wanted to share some photos of another outfit that I wore while I was in New Orleans this year! It was very warm while we were there, but also there was a nice breeze coming through the city, so I got the best of sun without much sweat. New Orleans is such a colorful city, so multi-color pom poms were a must while I was there. I really didn’t want to spend $40 on a clutch that I wouldn’t use as much after the trip, so I decided to do a DIY Pom Pom Clutch for my vacation.
This outfit was taken during our visit to Jackson Square which is right in front of the Cathedral in the French Quarter. It’s such a beautiful spot for photos especially if you go right before closing when the lighting is absolute perfection. This is a great area on the weekends to tour local artists.
I have been seeing gorgeous pom pom purses and clutches all over Instagram, but I’m super frugal and if I wont wear something a lot, then I don’t want to spend more than $20 on it. This is why I shop for most of my super trendy pieces from places like SheIn & Romwe. Here is how I made my pom pom clutch myself for under $20!!
Cut off 21 pom poms, or however many you want to space out depending on your clutch, to sew onto your straw clutch.
Thread your needle with a double strand of thread and use a back stitch to sew on each pom pom along the edge of the clutch flap.
Voila you have a pom pom clutch and the great thing is you can customize it to your style. You can purchase a brand new straw clutch to do this too, or even a fabric one. You can hunt for a deal of a clutch from a thrift store to make this super affordable. I got my clutch used off Ebay for $10 and it has some gold sequin detail on it that I love.
Happy Friday!! For Fashion & Finance Friday I have an exciting collaboration with Jacob from Dollar Diligence. He is sharing a guest post on the blog today with some tips for how to life hack your personal finances. I also have 3 great tips for wearing a little black dress during the summer and this one from SheIn is less than $25, plus it can easily be dressed up, or down. This dress will look great on you and your wallet!
*This dress was gifted by SheIn and this post contains affiliate links, but all opinions are 100% my own. Photos by @maltyfashion
Wear your LBD during the summer with these three tips! One, wear a pair of fun summer sandals like these from Steve Madden, or Target. Two, a trendy summer bag will keep it light and fun such as this bamboo purse and get the dupe HERE. Three, simple summer accessories such as these ball drop earrings keep it dressy casual! Try out these tricks this summer with your little black dress, and keep reading for Jacob’s financial life hacks!!
HOW TO LIFE HACK YOUR PERSONAL FINANCES TO TAKE BACK CONTROL
Many of my readers are struggling to get finances under control – after all, that’s why they are likely on my site to begin with. I have picked up many life hacks concerning personal finances on my journey to increased financial freedom, and I’m happy to share my favorites ones with you here in this post.
My hope is that you’ll find some of these to be not only great ways to increase your financial position, but also fun in the process. Let’s face it: financial advice, and financial management, is not always the more entertaining subject. My goal is to change that up a little by introducing you to some of my favorite personal finance life hacks.
Take Out Only Big Bills
Ever notice how easy it is to spend money when you have lots of smaller bills in your wallet? Or, can you think of times you’ve had only a $50 or even a $100 bill in your wallet, thought about breaking it for a latte or a soda, and decided to pass on the treat to avoid passing over that big bill?
Some interesting studies have shed light on the way our brains view big bills versus small ones. As it turns out, we are much more reluctant to spend money when we have a to break a big bill to do it! Smaller bills, such as fives and tens, are easy to justify handing over while $100 is difficult – even if the item we want to purchase costs the same in each situation.
So, to hold on to more of your spending money longer, take big bills out at the ATM. You may find that you have more left over in your wallet each week if you employ this mind trick against yourself!
Delete Your Browsing History Before Buying Airfare
Personally, I try to avoid plane flights in favor of driving, taking the train, or taking a reasonably priced long-distance bus service. By saving money on airfare, I avoid stretching my budget too thin when I travel or—gulp—having to put something onto a credit card. However, there are times when flying is unavoidable or even when a well-timed flight comes out cheaper than gas across country.
Buy Gift Cards – and Gift Them to Yourself
This is one of those life hacks that gets me the squinty eye at parties when I mention it, but it’s one of my favorites! I like to use gift card exchange sites – sites that let people sell and purchase gift cards at a discount – such as Card Cash. These sites let you sell unwanted gift cards and purchase others at a discount. If you sign up for CardCash’s email subscription list, you can save even more through exclusive coupons and special price drop notifications. I have saved a ton of money – up to 50% – by purchasing discounted gift cards for places I need to shop at anyway. Just as examples, at the time I’m writing this article there are gift cards for sale on all of the following:
Advance Auto Parts – up to 13.92% discount
AMC Theaters – up to 10.3% discount
1-800-Flowers – up to 19.79% discount
American Apparel – up to 50% discount
Make More Than the Minimum Payment
Many of my readers are battling debt. Did you know that the majority of college graduates now leave campus with student debt? In fact, I had about $25,000 in student loan debt at one point in my life.
I always suggest that you kill your debt. You should work to make more than the minimum payment each month. The company that you owe money to wants you to make the minimum payment because it makes them more money.
Well, they can charge you more in interest over the life of your loan. By paying more than the minimum each month, you can save yourself interest down the road. Moreover, you should look for opportunities to lower your interest rate. You can ask your creditor for a lower interest rate, especially credit card providers, and they might listen. For those with student debt, I always recommend refinancing as a way to lower you rate and supercharge your payments.
Know When to Buy
You can really stretch your budget if you plan purchases according to seasons. The trick to this is to plan ahead, and to budget a few months at a time if possible. Know what goes on seasonal sales and when the best time to shop for seasonal items begins.
For example, coats go on sale in the Spring, so March and April are excellent months to purchase a coat for winter that you wouldn’t normally have the budget to buy, and usually for less than you’d spend on cheaper coats if you bought in December! Many items go on sale for deep discounts after the winter holidays, so if you plan accordingly you can drastically increase your purchasing power, which means more money left in your wallet and your savings account.
These are just a few fun tricks you can try to help save money. When it comes down to it, there are hundreds if not thousands of creative ways to save and earn money. All it takes is a little research and the drive to actually take action on what you learned. I hope I have taught you some new tricks and that you’ll actually put at least one into use!
What personal finance hacks do you use to help save you money? Any secrets that no one knows about? Let me know in the comments below!
Jacob runs his own personal finance blog over at Dollar Diligence. Through meticulously watching his money and extreme frugality, he was able to pay down over $25k in student loan debt in just 15 months. You can learn more about his story and follow him here.
I hope you have enjoyed this post from Jacob! Don’t forget to go visit his blog Dollar Diligence!